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Budgeting may seem daunting, but with PayPal it doesn’t have to be.
We’re at the ‘counting down the sleeps to Christmas phase’, and while excitement is high, us parents are attempting to manage expectations as we keep a firm eye on our expenses.
Having a budget is vital to avoid overspending this Christmas, and smart planning is essential. To help keep your Christmas spending on track, we’ve teamed up with PayPal to bring you some of the ways* you can maximise your budget this festive season.
From browser extensions that scan for discount codes to a handy app that tracks your spending, here are six smart spending tips to help you get the most out of your Christmas budget.
1. Track your spending
Once you’ve set a budget for the holiday season, download the PayPal app and use it to track your online transactions to ensure you don’t go over budget. It might seem simple, but it really is effective.
2. Dazzle with discounts
You can expect some great discounts on Christmas lights and decorations in the January sale, so check them out. Will it feel a little premature? Yes, absolutely, but trust us, it’s the best time of year to buy and plan ahead for Christmas 2024.
3. Compare before you buy
PayPal’s 2023 Festive Spending Snapshot** found that more than a quarter (28%) of consumers in Ireland will compare prices using apps. In other words, do your research and keep your eyes peeled for great offers. When it’s time to pay, use PayPal at Checkout which delivers a seamless, speedy and safe payment experience.
4. Share the love
Christmas is a time for coming together, so why not apply that to your shopping as well? From splitting the cost of larger items among a few people to doing Secret Santa, there are ways to share the love across the family, without losing out on that festive feeling!
5. Install Honey on your browser
Honey is a browser extension from PayPal that scans for available coupon and discount codes while you shop online, ensuring you get the best deal possible and helping your budget go that bit further.
6. Embrace your inner Christmas elf
Getting a thoughtful gift doesn’t necessarily mean you buy something brand new. There is an array of preloved presents just waiting to be discovered across online marketplaces. Alternatively, opt for a DIY gift for some added uniqueness.
You can sign up to PayPal right here.
* This article includes tips, suggestions, and general information. PayPal recommends that you always do your own research and consider getting independent tax, financial and legal advice before making any important decision.
** PayPal’s 2023 Festive Spending Snapshot surveyed 1,000 consumers in Ireland who celebrate the holidays, conducted by Censuswide in November/December 2023.
